FAQ’s

A business bridging loan is a short-term loan designed to cover immediate financial needs for businesses. It can be used to purchase property, finance new projects, or maintain cash flow during times of uncertainty. The loan is typically secured against business assets or real estate and repaid once long-term financing is arranged or the business stabilises.

Bridging loans for property developments are short-term loans used to finance the purchase, renovation, or construction of a property. They are commonly used by property developers who need funds to start or complete a project before securing longer-term financing.

Eligibility for a bridging loan depends on various factors, including the value of the property or asset you’re using as collateral, your financial history, and your exit strategy (how you plan to repay the loan). At HJA Advisory, we assess each case individually to provide the best possible loan offer.

Regulated bridging lenders are those that operate under the supervision of the Financial Conduct Authority (FCA). They adhere to strict rules and regulations, typically providing loans for residential properties or developments where the borrower will be living in the property. Regulated bridging loans offer added protection for consumers.